Big "I" Benefits & Services

Coverage options to meet your needs

Group Term Life Insurance

The Big “I” Group Term Life insurance program not only can provide coverage for final expenses but also can help with a variety of other family needs. Life insurance can be used for estate settlement, probate costs, mortgage pay off, college expenses and payment of medical expenses to name a few. The program offers guaranteed issue (with certain requirements being met), a variety of plan alternatives to fit your agency’s needs, coverage for spouse and children and optional coverage for employees.

Group Long Term Disability

Protect your greatest asset – your ability to earn a living! The Big “I” Long Term Disability program offers guaranteed issue (with certain requirements being met), up to $10,000 per month in benefits, a variety of plan alternatives to fit your agency’s needs, special benefits for residual disability, your choice of waiting periods and waiver of premium.

Group Short Term Disability

The Big “I” Short Term Disability program protects you from loss of income during an illness or accident that prevents you from working. The program offers guaranteed issue (with certain requirements being met), up to $650 in weekly benefits and a variety of plan alternatives to fit your agency’s needs.

Group Dental and Vision Insurance

The Big “I” Dental program offers two levels of coverage, basic and enhanced, with an extensive list of in-network preferred provider dentists. The program also offers options for out-of-network coverage and orthodontic services.

The Big “I” Vision program offers coverage through VSP, with in and out-of-network coverage.

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​Be Independent When you Retire

MEP 401(k) Plan

Sponsored by Big “I” Retirement Services, LLC, the Big “I” MEP 401(k) Plan is a multiple employer plan and a great way to lower your overall retirement plan costs while receiving consulting, helpful educational tools and low cost investment options. Big “I” Retirement Services, LLC has partnered with national firms to provide a unique member only plan that simplifies plan sponsors administrative responsibilities while limiting your fiduciary exposure.

IRA Program

The Big “I” IRA Program offers Traditional IRAs, Roth IRAs and IRA plans such as SIMPLE IRAs and SEP IRAs. Administrative services are provided by The IRA Center and investments are offered from a variety of fund families. With great program features such as no minimum balance requirements, no front or back end sales charges and no market rate adjustments for transfers between funds, the Big “I” IRA Program is designed to offer maximum flexibility at a competitive cost.

For more information, contact Christine Munoz at (800) 848-4401 or visit the Big "I" Retirement Services website.

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PIA Trust Insurance Products

Prepare for the unexpected

As an OIA member, you can choose from several high-quality, competitively-priced insurance plans** to help protect you and your employees and their families. You can customize your protection to best suit your needs.

Plans currently include:

  • Basic Term Life Insurance
  • Voluntary and Dependent Term Life Insurance

  • Short Term Disability

  • Long Term Disability 

  • Accidental Death and Dismemberment

  • Hospital Income

  • Business Overhead Expense

Get started today by visiting or by contacting Lockton Risk Services, Inc. at (800) 336-4759.

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**Plans offered through the PIA Services Group Insurance Fund and administered by Lockton Risk Service, Inc. These benefits available through OIA Service Corporation, a wholly-owned subsidiary of Ohio Insurance Agents Association, Inc.