Your clients can protect their small businesses with RLI's home-based business policy
Why choose RLI’s home-based business policy?
Do you have a client who runs a small business from home? Your customers are not home free with most homeowners policies, which do not cover liability or damage to property from business activities!
Written on an ISO BOP form, RLI's home-based business insurance program is specifically designed to meet the unique needs of clients with in-home businesses, such as crafters, photographers and hobbyists.
The program features:
- Up to $1 million in business general liability coverage, both on and off the residence premises
- Up to $100,000 in business personal property (BPP) limits for protection at home and while temporarily off premises
- A standard $250 deductible
- Up to $5,000 per person for medical payments to customers or vendors injured on your premises
- Optional coverages for money and securities
- Availability in all states and the District of Columbia, regardless of the carrier providing the homeowner coverage
Who qualifies?
From accounting services to crafts to computer repair services, every policy is quoted and written with the specific business in mind. It is affordable, quick and available for more than 130 unique home-based businesses. Learn more here.
Clothing
Food & Vitamins
Hand-made Goods
Wholesale & Retail
Sales of Services
Authors, Educators, Entertainers & Models
Automotive
Services
Computer
Services
Photography
Services
Professional
Services
Home Office
Services
Other Business
Services
Personal & Home
Services
Decorative &
Floral Services
Other
Services
How do I access RLI’s home-based business policy?
There is no approval or registration process - you just need to be a OIA member! Visit RLI's website to download a current application and view rate sheets. You can also download free marketing materials that you can personalize and send to your clients.
Signed new business applications, with the accompanying payment, should be mailed to:
OIA Service Corporation
175 South Third Street, Suite 940
Columbus, OH 43215
Take advantage of this program by becoming an OIA member!
This revenue-generating program is offered through OIA Service Corporation, a wholly-owned subsidiary of Ohio Insurance Agents Association, Inc.