Employee Benefits

Group Term Life Insurance

The Big “I” Group Term Life insurance program not only provides coverage for final expenses but can also help with a variety of other family needs. This program offers guaranteed issue (with certain requirements being met), a variety of plan alternatives to fit your agency’s needs, coverage for spouse and children and optional coverage for employees.

Group Long Term Disability

Protect your greatest asset – your ability to earn a living. The Big “I” Long Term Disability program offers guaranteed issue (with certain requirements being met), up to $10,000 per month in benefits, a variety of plan alternatives to fit your agency’s needs, special benefits for residual disability, your choice of waiting periods and waiver of premium.

Group Short Term Disability

The Big “I” Short Term Disability program protects you from loss of income during an illness or accident that prevents you from working. The program offers guaranteed issue (with certain requirements being met), up to $650 in weekly benefits and a variety of plan alternatives to fit your agency’s needs.

Group Dental and Vision Insurance

The Big “I” Dental program offers two levels of coverage, basic and enhanced, with an extensive list of in-network preferred provider dentists. The program also offers options for out-of-network coverage and orthodontic services.

The Big “I” Vision program offers coverage through VSP, with in and out-of-network coverage.

MEP 401(K) Plan

Sponsored by Big “I” Retirement Services, LLC, the Big “I” MEP 401(k) Plan is a multiple employer plan and a great way to receive consulting, helpful educational tools and low cost investment options. Big “I” Retirement Services, LLC has partnered with national firms to provide a unique member only plan that simplifies plan sponsors administrative responsibilities while limiting your fiduciary exposure.

IRA PROGRAM

The Big “I” IRA Program offers Traditional IRAs, Roth IRAs and IRA plans such as SIMPLE IRAs and SEP IRAs. Administrative services are provided by The IRA Center and investments are offered from a variety of fund families. With great program features such as no minimum balance requirements and no market rate adjustments for transfers between funds, the Big “I” IRA Program is designed to offer maximum flexibility at a competitive cost.