Legislative Issues and Testimonials

House Bill 652 – Increasing the Notice Period for Non-Renewals | Testimony by Nick Bertke, EVP Commercial & Carrier Relations at Marsh McLennan Agency

OIA is actively supporting House Bill 652, which would extend the non-renewal notice period for most commercial lines from 30 to 60 days and would establish a 60-day notice requirement for homeowner’s insurance. In 2025, The National Council of Insurance Legislators (NCOIL) adopted a model resolution encouraging states to increase their notice period to 60 days. Both Georgia and Texas recently passed laws that increased their notice period of non-renewal of HO policies from 30 to 60 days. OIA is proud to support House Bill 652 as it will strengthen market stability, help prevent gaps in coverage, and give agents time to secure the best possible coverage for both consumers and businesses.

House Bill 678 – Online Verification System for Auto Insurance | Testimony by Jeff Smith, CEO of OIA

OIA is advocating for House Bill 678, which would create an online verification system for auto insurance. Ohio has as estimated uninsured motorist rate of 18.5% with no system in place to check and enforce Ohio’s financial responsibility laws. House Bill 678 would create a real-time verification system that the BMV could utilize at the time of vehicle registration to ensure that drivers are insured. It is a privilege to drive and that privilege comes with certain conditions. OIA will continue to push for this common-sense initiative.

House Bill 769 – Storm Scammers | Testimony by Steve Brown, Owner of Payne & Brown Insurance

OIA supports House Bill 769, legislation building on prior efforts to enact commonsense consumer protections that safeguard Ohioans from unscrupulous residential roofing contractors. Sponsored by members of the Ohio House, H.B. 769 continues the commitment to addressing abuses in the roofing industry. Notably, numerous states – including several neighboring states – already have laws in place to regulate roofing contractors.

H.B. 769 takes a balanced approach by establishing essential consumer protections without hindering legitimate businesses. The bill’s intent is to protect consumers from “storm scammers,” who often target homeowners following severe weather events, fail to complete promised work, and mislead consumers into paying for unnecessary or inflated repairs when they are most vulnerable.

House Bill 105 – Third Party Litigation Funding | Testimony by Bill Bishop, Owner of Associated Insurance Agencies

OIA supported House Bill 105, which establishes meaningful reforms on third party litigation funding (TPLF). The legislation prohibits foreign entities from investing in lawsuits in Ohio and requires that litigation financiers register with the Ohio Attorney Generals Office. This legislation will bring much needed transparency and balance to our legal system. House Bill 105 passed the Ohio Legislature and is headed to the Governor’s office for his signature.