Products & Services

Workers’ Compensation Insurance

Group Rating

December 2019 – October 2020

Agents submit AC-3s for review

June 2020 – November 2020

Enrollment period: invitations to enroll sent to employers

November 23, 2020

Deadline for group rating enrollment

 

Group Retrospective

December 2019 – October 2020

Agents submit AC-3s for review

June 2020 – January 2021

Enrollment period: invitations to enroll sent to employers

January 29, 2021

Deadline for group retrospective enrollment

 

Dates for the 2020 policy year are July 1, 2019 through June 30, 2020

Workers’ Compensation Group Rating Program

Group rating is a program employers can access to reduce workers’ compensation rates. Ohio Bureau of Workers’ Compensation (BWC) permits employers to join together to be “rated” as a group through a sponsoring organization, such as Ohio Insurance Agents Association (OIA), to save money.

More than 92,000 Ohio employers have joined a group rating plan. OIA’s plan is one of the largest in Ohio and is administered by CompManagement.

As a member, you owe it to your organization to explore all of the savings options available to you.  Exploring your options is simple.  For a free, no-obligation analysis, click here to request a savings analysis by completing an AC-3 online form.

BWC has approved some changes that impact employers participating in a group rating program. Review the Group Rating Safety Accountability Letter.

Frequently Asked Questions

Are all plans the same?

No. Some plans inflate projected savings and are not large enough to form stable groups. When this occurs, employers find their actual savings are less than expected. OIA’s plan does not inflate projected savings and is large enough to form stable groups in all industries.

How much can I save?

With OIA’s program, you can get the maximum allowable discount. Most employers in our group save the maximum!

What if I have not qualified for group rating in the past?

Your eligibility for group rating may change from year to year. Even if you have not qualified in the past, you could qualify through OIA.

What if I am currently in another group rating plan?

You may switch plans on an annual basis to save more money. Contact our agency to fill out a no-hassle AC-3 form.

Am I required to join a sponsoring organization to be in group rating?

Yes. Annual dues vary widely and reduce your savings. Some organizations’ dues are more than $1,000, but OIA’s dues are minimal.

How do I compare plans?

After submitting an AC-3 form, if eligible, you will receive enrollment information that projects your savings for the next year. We can assist you in comparing service coverage and related costs.

What additional benefits are available?

  • Free safety consulting services
  • Free safety manual specific to your industry ($500 value) to help you reduce potential losses and create a safer workplace
  • Discounts on overnight shipping
  • For a complete list of benefits and discounts visit ohioinsuranceagents.com
  • Cost-effective claims management by experienced professionals
  • Representation at hearings before the industrial Commission of Ohio
  • Workers’ compensation education and training through seminars, newsletters and bulletins
  • Online access to safety education and training resources
  • Access to unemployment compensation consultation and representation

Seven Unique Employer Benefits

Offered only through OIA

1. Outstanding track record.

OIA and CompManagement deliver the greatest savings to Ohio employers and the most stable rates in the market.

2. Savings. 

CompManagment contends with the time-consuming hassles of claims management, saving you time and money.

3. Aggressive claims representation.

CompManagement leads the industry in cost-relief filings (settlements and handicap recoveries) with the BWC. These filings directly reduce your bottom-line premium costs.

4. FREE safety help.

Enjoy convenient “plug and play” safety protection, including a safety program, industry-specific manual and access to a safety consultant. All free of charge!

5. Convenience of local service

CompManagement has locations in Canton, Cincinnati, Cleveland, Columbus, Toledo and Youngstown, and proudly delivers workers’ compensation claims management and cost-containment strategies to nearly 30,000 Ohio employers.

6. Peace of mind.

OIA has a plan for every employer. Whatever your industry or claims history, OIA can help reduce your workers’ compensation costs. Your mind will be at ease knowing you found the right plan.

7. Personal service.

Your OIA insurance agent and CompManagement account manager work together to provide greater protection against losses.

Your Workers' Comp Contacts

Carolyn Mangas
Government Affairs Manager, OIA Toll-free (800) 555-1742
Fax (614) 552-0115
carolyn@ohioinsuranceagents.com
Rejeana Woolum-Napier
CompManagement Agency Relationship Manager Phone (614) 359-2403
Fax (614) 789-4213
rejeana.woolum-napier@sedgwickcms.com

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