THREE Insurance Joins OIA’s IMS Platform, Expanding Commercial Market Access for Ohio Agents

COLUMBUS, OH (November 2026) – Ohio Insurance Agents Association (OIA) today announced that THREE Insurance has joined its Independent Market Solutions (IMS) platform, giving Ohio independent agents another commercial carrier option.

THREE is the ninth carrier to participate in OIA’s IMS platform, reflecting the growing interest in the program. THREE takes a simplified approach to commercial insurance by bringing key protections together in one streamlined policy.

Available commercial coverage includes business owner’s policy (BOP), auto, cyber, management liability, marine, professional liability, umbrella, and workers’ compensation.

THREE serves more than 880 types of businesses, including contractors, restaurants, professional services, hospitality operations, real estate risks, and retail and wholesale businesses. Approximately 70% of standard risks can be quoted instantly through its online platform.

“Adding THREE to IMS gives our members another valuable option for serving commercial clients,” said Kate Esterline, Program Manager. “Its broad appetite, comprehensive coverage, and efficient digital platform can help agents place business more quickly while providing clients with a simpler insurance experience.”

OIA joined IMS to help members access carriers when direct appointments may not be available. The addition of THREE builds on that commitment by providing agents with another solution for placing commercial accounts and growing their books of business. As IMS continues to grow, it helps independent agencies address placement challenges, strengthen carrier relationships, and pursue new opportunities in Ohio’s marketplace, reinforcing OIA’s mission to promote, progress, and protect independent agents.

For real-time access to all the carriers, you can find more information at https://ohioinsuranceagents.com/product-services/market-access-solutions/ or https://www.imsaccess.com/states/ohio/. Reach out to Program Manager Kate Esterline at kate@ohioinsuranceagents.com or at (614) 552-3087.

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About OIA

Ohio Insurance Agents Association (OIA) is the collective voice of nearly 1,000 independent agencies that employ nearly 10,000 Ohioans and protect hundreds of thousands of Ohio consumers through personalized insurance plans. OIA members write 82 percent of the commercial insurance policies and 44 percent of personal insurance policies in Ohio. OIA promotes, progresses, and protects the professional advice and guidance only independent insurance agents provide. The company helps agents by providing professional consulting services, agency valuation and succession planning, operational benchmarking reports, and other business solutions and industry thought leadership.

About IMS

Independent Market Solutions (IMS) is jointly owned by 11 independent agent associations throughout the country to provide a membership-driven solution to market access. IMS was launched in 2007 to help create a more robust private property market for member agents, and since that time, IMS now operates in 17 states and has more than 4,000 sub-producers. IMS sub-producers are expected to generate more than $120 million in direct written premiums through more than 25 different insurance companies. IMS seeks to:

• Provide member agents access to markets and alternatives that may be otherwise unavailable.
• Offer more choices for independent agents, which equates to greater competition for their services.
• Create added marketplace leverage, particularly for smaller agents, through IMS negotiated contract terms.