Personal P&C agents rarely offer life insurance to their customers despite their need, leaving incremental revenue on the table. Applying for life insurance can be a complex and arduous process that distracts agents from their core P&C sale and frustrates customers. Ethos Life has solved these pain points with its made-for-agent technology, purpose-built for independent agents and agencies.
The Ethos agent platform is:
Lucrative & Low-cost
We provide the platform at no cost – we only earn when you earn. Our top-performing P&C agent partners attach life insurance to 20% of their personal lines P&C policies, while also increasing customer retention.
Fast & Simple
Ethos has modernized the life insurance purchase and sales processes through its next-gen technology and algorithmic underwriting. Submit applications in <10 minutes, underwrite with no medical exams (we just ask a few health questions), and instantly issue policies. Once the application is submitted, we handle all case management and policy administration.
Flexible & Affordable
The platform comes with proprietary products developed with several carrier partners, which allows us to approve and protect nearly all applicants versus an industry average of 45%.
Reliable & Trustworthy
Ethos is backed by top-rated carriers and reinsurance partners and is led by seasoned technology and insurance executives from companies such as Legal & General, Swiss Re, and Google.