COLUMBUS – If you are a parent of a teenage driver, your child's safety is your first concern. Though you cannot always be by their side, you can take steps to help keep them safe behind the wheel. Educating yourself and your teen driver about the risks of unsafe driving can save lives and money.
“Reminding young drivers about the dangers of distracted driving is so important,” Governor Mike DeWine said. “Having rules limiting the number of passengers in the car and reminding teens to keep their eyes on the road and hands on the wheel are other easy ways to help increase the safety of young drivers.”
“Today’s world presents many distractions while driving and we must talk to teens about the dangers and consequences of unsafe and distracted driving,” Ohio Department of Insurance Director Jillian Froment said. “I urge parents to establish rules that will help keep their teen drivers and those around them safe while on the road.”
Froment encourages parents and their teens to create a teen driver contract using the online template at www.insureuonline.org/teen_driver_certificate.htm. A contract can help teen drivers avoid common mistakes and increased insurance rates, while defining the consequences associated with driving privileges.
Froment said there are actionable steps parents can take to keep their teen drivers safe and to save money on insurance coverage. She shared the following insights:
- Research suggests parents who set rules cut accident risk in half.
- Set a driving curfew. More than 40 percent of teen auto deaths occur between the hours of 9 p.m. and 6 a.m.
- The relative risk of a fatal crash increases as the number of passengers increases.
- Texting or talking on a cell phone can double the likelihood of an accident.
Keep Costs Down
- Conduct an insurance review with an agent to determine options for insuring your teen driver. Adding a teen driver to your auto insurance policy can be costly.
- The type of vehicle a teen driver uses as well as driving violations can impact the cost of insurance.
- Many companies grant discounts to drivers whose records have been clean for three or more years.
- Some companies offer discounts if your teen completes a defensive driving course and upholds a good grade-point average.
- Ask your insurance company about an “accident forgiveness” clause that guarantees premiums will not increase after one minor accident.
- Install a smartphone application that limits or prevents texting and driving.
Ohioans with insurance questions can call the Ohio Department of Insurance consumer hotline at 1-800-686-1526 and visit insurance.ohio.gov for insurance information.
This article was written and published by the Ohio Department of Insurance.
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We have great news about changes coming to next year’s CIC institute offerings!
If you’re a CIC designation holder, you’ll only have to attend two days of instruction to obtain an update on your CIC designation in 2019. This saves you time out of the office and the expense of a hotel room for an additional night.
For those pursuing a CIC designation, you’ll no longer have to cram both instruction and test-taking into the third day. In the 2019 institutes, you’ll experience two full days of instruction, with just your exam taking place on the third morning. In order for the institute to count toward your designation, you still must attend the third morning to complete (and pass) the test.
As a result of this change, 2019 CIC institutes will now be offered for 16 credit hours of continuing education per institute instead of 20. This is the same amount currently offered in the James K. Ruble Graduate Seminars.
Please note: these changes take effect in the December 2018 CIC Company Operations institute, as well as all of the 2019 institutes. The rest of the 2018 institutes remain in the traditional three-day format.
More good news
We have released the 2019 CIC institutes schedule and are accepting registrations!
These institutes are popular and book up fast, so check out the calendar or click on a title below to secure your spot!
2019 Ohio CIC Institute Schedule
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