Insurance for Your Agency

Errors & Omissions Insurance

The cost of your premiums is important, but the strength, comprehensiveness and reliability of your errors and omissions coverage is critical. OIA is able to place most agents’ E&O risks. We work with several reputable errors and omissions carriers to find the best possible coverage for you. All carriers accessed are highly rated by A.M. Best Company, Inc.

Workers’ Compensation Insurance

OIA and Sedgwick have partnered to offer you a Workers’ Compensation program to give you and your clients access to support, stability and savings. Workers’ compensation insurance is vital to businesses and employees.

Agency Umbrella Insurance

OIA’s umbrella program was developed by agents, for agents, to help cushion the blow should you be sued. OIA’s umbrella program is different from others you’ve seen. For example, our coverage extends over your E&O policy. Plus, it can be endorsed to extend over your personal lines policies. We offer competitive rates and comprehensive coverage from one of the industry’s most stable, reputable carriers.

Cyber Liability Insurance

OIA and Arlington/Roe & Co., Inc. have partnered to offer our members an exclusive program to help protect their agencies from information security breaches.

Employment Practices Liability Insurance

OIA’s comprehensive EPLI policies will protect you from workplace risks such as harassment and discrimination. Our EPLI products include programs through Utica, USLI, Westport and XL Specialty Insurance. The impact of an EPL claim can be devastating for your agency, as the potential cost can threaten your very existence. Help protect your agency from the fastest growing area of litigation.

Group Health

The Ohio Insurance Agents (OIA) recognizes that members need access to quality health care coverage for themselves and their employees and has partnered with Association Benefit Planners (ABP) as a resource to assist in finding the right health plan.

ABP offers a wide range of employee benefits and we have access to the ACA Marketplace as well as several alternatively funded plans to meet your needs. We offer plans from fully insured, to partially self-funded, to Multiple Employer Welfare Arrangements (MEWA) for small member employers. We also offer options for Sole Proprietors and groups with only 1 employee.

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