Market Access Solutions

Helping You Help Your Clients with Access to Additional Markets

OIA offers exceptional insurance initiatives to independent agents and their clients. Your agency can choose from a variety of options with your OIA membership to determine which policies benefit your agency’s clientele.

Independent Market Solutions – IMS

Get more market access through OIA membership! Whether your agency is big or small, the more markets you have access to, the better chance you have to write and retain more business. Through this exclusive OIA benefit, members have the opportunity to gain more carrier appointments as an IMS subproducer, plus they can participate in earned contingencies, receive competitive commissions, and own 100% of their expirations.

Big "I" Alliance

Offer exclusive top-tier products to your clients with Big “I” Alliance Blue or Gold. Alliance Blue is an online market placement program available as part of your OIA membership. Members enjoy no fees, no volume commitments, or competitive commissions. Alliance Gold offers strategic carrier alignment with direct access to carrier systems and underwriters. A contract is required for Gold.

Stand Alone Personal Umbrella for Your Clients

RLI Personal Umbrella Insurance: OIA members can assist clients in protecting their assets with RLI’s Personal Umbrella Policy (PUP). A standalone PUP with RLI can be offered to personal lines clients who aren’t eligible for an umbrella with their current home or auto carrier.

IMPORTANT UPDATES TO RLI PERSONAL UMBRELLA POLICY

7/1/25 – Base rates increase

1/1/26 – Minimum underlying auto liability limit requirement changes

RLI Home-Based Business Insurance: A homeowners or renters policy typically doesn’t cover liability or property damage resulting from business activities. RLI’s Home-Based Business Insurance Policy is specifically designed for clients who run small businesses from their home. Plus, it’s written on an ISO BOP form!

Workers’ Compensation

OIA and Sedgwick have partnered to offer a Workers’ Compensation program to give your agency and clients access to support, stability, and savings – a vital asset to businesses and employees!

Cyber Comparative Rater

Get up to 9 stand-alone cyber quotes from leading carriers in minutes with Sayata Retail Select Access (RSA). Start getting quotes right now!

Selective Flood Insurance

Offering competitive commissions and special arrangements for book rolls, Selective’s Flood Insurance Program offers your clients a superior service program as well as an online system designed to make writing flood insurance easy and profitable.