Group Rating
December 2023 – October 1, 2024
Agents submit AC-3s for review
June 2024 – November 2024
Enrollment period: invitations to enroll sent to employers
November 25, 2024
Deadline for group rating enrollment
Group Retrospective
December 2023 – December 2024
Agents submit AC-3s for review
June 2024 – January 2025
Enrollment period: invitations to enroll sent to employers
January 31, 2025
Deadline for group retrospective enrollment
Dates for the 2024 policy year are July 1, 2024 through June 30, 2025
Workers’ Compensation Group Rating Program
Group rating is a program employers can access to reduce workers’ compensation rates. Ohio Bureau of Workers’ Compensation (BWC) permits employers to join together to be “rated” as a group through a sponsoring organization, such as Ohio Insurance Agents Association (OIA), to save money.
More than 78,000 Ohio employers have joined a group rating plan. OIA’s plan is one of the largest in Ohio and is administered by Sedgwick.
As a member, you owe it to your organization to explore all of the savings options available to you. Exploring your options is simple. For a free, no-obligation analysis, click here to request a savings analysis by completing an AC-3 form for your agency.
You can also access this AC-3 form on behalf of your clients to get them enrolled in the program and earn commission. Don’t forget to add your agency name to the top left side of the form (above “Sedgwick”).
To access your Agent Portal, click here. If you don’t already have one set up, contact Rejeana Woolum-Napier at rejeana.woolum-napier@sedgwick.com.
BWC has approved some changes that impact employers participating in a group rating program. Review the Group Rating Safety Accountability Letter.
Check Out Our Workers’ Compensation Group Program Tutorial Video
OIA’s Colleen Barbara and Sedgwick’s Rejeana Woolum-Napier will walk you through the benefits and give you the step-by-step tutorial to enroll your agency and your clients in our OIA Workers’ Comp Group Program.
Frequently Asked Questions
Are all plans the same?
No. Some plans inflate projected savings and are not large enough to form stable groups. When this occurs, employers find their actual savings are less than expected. OIA’s plan does not inflate projected savings and is large enough to form stable groups in all industries.
How much can I save?
With OIA’s program, you can get the maximum allowable discount. Most employers in our group save the maximum!
What if I have not qualified for group rating in the past?
Your eligibility for group rating may change from year to year. Even if you have not qualified in the past, you could qualify through OIA.
What if I am currently in another group rating plan?
You may switch plans on an annual basis to save more money. Contact us to fill out a no-hassle AC-3 form.
Am I required to join a sponsoring organization to be in group rating?
Yes. Annual dues vary widely and reduce your savings. Some organizations’ dues are more than $1,000, but OIA’s dues are minimal.
How do I compare plans?
After submitting an AC-3 form, if eligible, you will receive enrollment information that projects your savings for the next year. We can assist you in comparing service coverage and related costs.
Top 10 Reasons to Enroll Your Commercial Clients in the OIA Workers Comp Group Rating Program
The Ohio Insurance Agents Association (OIA) workers’ compensation (WC) group programs are known for saving Ohio businesses millions of dollars, but that is just a part of what we do. Our members and your clients benefit in many other ways with our WC programs, including account rounding, additional risk management services, case management and safety tools.
Your clients depend on you for their insurance needs – it should only be a natural fit to manage their risks when it comes to workers’ comp insurance, too.
Read More
What additional benefits are available?
- Free safety consulting services
- Free safety manual specific to your industry ($500 value) to help you reduce potential losses and create a safer workplace
- Cost-effective claims management by experienced professionals
- Representation at hearings before the industrial Commission of Ohio
- Workers’ compensation education and training through seminars, newsletters and bulletins
- Online access to safety education and training resources
- Access to unemployment compensation consultation and representation
Seven Unique Employer Benefits
Offered only through OIA
1. Outstanding track record.
OIA and Sedgwick deliver the greatest savings to Ohio employers and the most stable rates in the market.
2. Savings.
Sedgwick contends with the time-consuming hassles of claims management, saving you time and money.
3. Aggressive claims representation.
Sedgwick leads the industry in cost-relief filings (settlements and handicap recoveries) with the BWC. These filings directly reduce your bottom-line premium costs.
4. FREE safety help.
Enjoy convenient “plug and play” safety protection, including a safety program, industry-specific manual and access to a safety consultant. All free of charge!
5. Convenience of local service
Sedgwick has locations in Canton, Cincinnati, Cleveland, Columbus, Toledo and Youngstown, and proudly delivers workers’ compensation claims management and cost-containment strategies to nearly 65,000 Ohio employers.
6. Peace of mind.
OIA has a plan for every employer. OIA can help reduce your workers’ compensation costs. Your mind will be at ease knowing you found the right plan.
7. Personal service.
Your Sedgwick account manager works to provide greater protection against losses.
Industrial Air Monitoring in the Workplace
Navigating Ohio's Workers' Compensation System
Your Workers' Comp Contacts
Jeff Smith
jeff@ohioinsuranceagents.com
Colleen Barbara
colleen@ohioinsuranceagents.com
Rejeana Woolum-Napier
Agency Relationship Manager Phone (614) 359-2403
Fax (614) 789-4213
rejeana.woolum-napier@sedgwick.com
Ohio Insurance Agents Association, Inc.
175 South Third Street, Suite 940
Columbus, OH 43215
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